How to Disable/Cancel All UPI Autopay at One Place (NPCI Official Guide)
Managing monthly subscriptions, EMIs, and bill payments has become very easy with UPI. But many people forget which services are auto-deducting money from their bank account. To solve this problem, India has launched an official central portal where you can see and control all your UPI AutoPay mandates in one place.
What Is the Official UPI AutoPay Portal?
The official website to manage UPI AutoPay mandates is launched by National Payments Corporation of India (NPCI).
👉 Official Portal: https://upihelp.npci.org.in
This portal helps you:
- View all active UPI AutoPay mandates
- Track recurring payments (subscriptions, EMIs, bills)
- Pause, modify, or cancel mandates
- Avoid unwanted or forgotten deductions
Earlier, users had to check each app separately. Now, everything is visible in one place using just your mobile number.
What Is UPI AutoPay? (Easy Explanation)
UPI AutoPay is a feature that allows apps and companies to automatically deduct money from your bank account at regular intervals.
Common examples:
- OTT subscriptions (monthly/yearly)
- Loan EMIs
- Insurance premiums
- Electricity, gas, or mobile bills
- Gym or online service subscriptions
Once you approve a mandate, the money is deducted automatically until you cancel it.
Why Did NPCI Launch This Portal? (User Experience)
Many users face these problems:
- Money deducted but don’t remember why
- Old subscriptions still active
- Difficulty finding mandates in different apps
- No single place to manage everything
To improve transparency and user control, NPCI launched this portal in late 2025. It acts like a central dashboard for all UPI AutoPay mandates.
Who Can Use This Portal?
You can use this portal if:
- Your mobile number is linked to your bank account
- You use UPI for payments
- You have approved at least one AutoPay mandate
It supports mandates from major banks like:
- State Bank of India
- HDFC Bank
- ICICI Bank
- Axis Bank
Coverage may increase over time as more banks and apps are added.
Step-by-Step: How to Use the NPCI UPI AutoPay Portal
Step 1: Open the Official Website
Go to:
👉 https://upihelp.npci.org.in
You can open it on mobile or computer.
Step 2: Enter Your Mobile Number
- Use the same number linked to your UPI/bank
- Click on Get OTP
Step 3: Verify OTP
- Enter the OTP received on your phone
- This ensures secure login
🔒 No passwords required
Step 4: View “My AutoPay Mandates”
After login, look for options like:
- Show My AutoPay Mandates
- My Active Mandates
Here you will see:
- Merchant name
- Amount
- Frequency (monthly, quarterly, etc.)
- Status (Active / Paused / Cancelled)
Step 5: Manage Your Mandates
For each mandate, you can:
- Pause payments
- Modify amount or frequency (if allowed)
- Revoke or cancel the mandate completely
Changes apply across all UPI apps.
Which Apps’ Mandates Are Shown Here?
The portal collects mandates created via popular UPI apps like:
- Google Pay
- PhonePe
- Paytm
So even if you approved a mandate years ago in one app, it will still show here.
Key Benefits of Using the NPCI AutoPay Portal
1. One Place for Everything
No need to open multiple apps. All mandates are visible together.
2. Avoid Unwanted Deductions
Cancel subscriptions you no longer use.
3. Official & Safe
This portal is run by NPCI, not a private company.
4. Easy for Everyone
Simple login with mobile number and OTP.
5. Better Financial Control
Know where your money goes every month.
Is This Portal Safe to Use? (Trust & Security)
Yes. The portal is:
- Operated by NPCI (government-backed organization)
- Uses OTP-based secure login
- Does not store your UPI PIN
- Does not allow payments—only management
Always make sure the website URL is correct:
upihelp.npci.org.in
What If a Mandate Is Missing?
If you don’t see a mandate:
- It may be from a bank/app not yet supported
- It could be already expired
- Try checking directly in your UPI app
If the issue continues:
- Contact NPCI support via the portal
- Or contact your bank’s customer care
Common Problems & Simple Solutions
Problem: OTP not received
Check network
Ensure correct mobile number
Try again after a few minutes
Problem: Mandate still active after cancellation
Wait 24–48 hours
Check status again
Contact bank support if needed
Why This Portal Is Important for Every UPI User
Today, many people unknowingly lose money because:
- Subscriptions auto-renew
- Old EMIs are forgotten
- Trials convert into paid plans
This NPCI portal helps you stay in control of your money and avoid such issues.
Final Thoughts
The NPCI UPI AutoPay Mandate Portal is a big step toward financial transparency and user safety in India’s digital payment system.
If you use UPI regularly, make it a habit to:
- Check your mandates once every few months
- Cancel what you don’t need
- Track where your money goes
Visit now: https://upihelp.npci.org.in
Managing your money has never been this simple.
